01
Finmap
Financial management with a built-in AI advisor
Finmap is a financial management platform for business owners with a built-in AI advisor. It provides a live picture of cash across all banks and cards.
98.0
Best Treasury management software for startups
10 ranked, with a plain verdict on every entry.
Best Treasury management software for startups: Top 10 Ranked. Finmap ranks first, with a Lister Score of 98.0.
Finmap comes first on this list for owners of small and mid-sized businesses, and uses AI agents to explain business numbers and forecast cash flow. Brex is built for Startups and growing companies, and uses AI to automate approvals and expense reports. Mercury serves Startups and small businesses, and allows users to apply online in just ten minutes.The ranking, in detail
02
Brex
The AI powered spend platform
Brex is a modern finance software platform offering cards, banking, and expense management.
94.0
03
Mercury
Radically different banking
Mercury provides online business banking for startups and scaling companies. It introduces AI-powered payroll built directly into the platform.
94.0
04
Ramp
Build a smarter financial future
Ramp is a financial technology platform that centralises company spend management. It provides clear visibility and control across business operations through integrated tools.
94.0
05
ANNA Money
The business account that does your taxes
ANNA Money is an all-in-one business app that registers companies and manages finances. It handles bookkeeping and files taxes directly to HMRC.
92.0
06
Holdings
Banking, invoicing, and books your AI can run
Holdings is an integrated financial platform combining banking, invoicing, and accounting. It is designed to be operated by AI agents while retaining human oversight.
92.0
07
Arc
Intelligent cash management for technology companies
Arc is an intelligent cash management platform designed for technology companies. It unifies cash handling, competitive yield generation, debt capital raising, and AI-powered financial services.
84.0
08
iÚčto
Accounting without stress, invoicing and finance monitoring
iÚčto is a smart online accounting solution for businesses. It allows users to invoice and monitor finances from anywhere.
84.0
09
Aliaddo
All-in-one accounting software for SMEs
Aliaddo is an all-in-one accounting and administrative software designed for small and medium-sized enterprises. It allows users to manage invoicing, point of sale, inventory, accounting, and payroll efficiently.
82.0
10
freee
Integrated cloud accounting software
freee is an integrated cloud accounting platform for small businesses. It connects front and back office operations to streamline management.
80.0
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Positions 1, 2 and 3 are available to buy for twelve months.
Frequently asked questions
What is the best Treasury management software for startups?
Finmap ranks first on Lister. Finmap is a financial management platform for business owners with a built-in AI advisor. It provides a live picture of cash across all banks and cards.
What are the top 10 Treasury management software for startups?
1. Finmap; 2. Brex; 3. Mercury; 4. Ramp; 5. ANNA Money; 6. Holdings; 7. Arc; 8. iÚčto; 9. Aliaddo; 10. freee.
Are there free options for Treasury management software for startups?
Ramp lists a free option in the recorded pricing. Check the provider's current terms and limits.
What do the top four say they are built for?
Finmap says it is built for owners of small and mid-sized businesses, and Brex for Startups and growing companies. Mercury says it is built for Startups and small businesses, and Ramp for Startups, global enterprises, or teams in between.
What should a buyer check before signing up?
iÚčto states that the product lacks a dedicated payroll module for comprehensive HR management, and freee that many advanced features require separate paid subscriptions rather than being included in the base price. Those are the limits each product publishes itself, not a full account of any plan.
