The best-placed alternatives to 2Checkout (Verifone) on the rankings it is on are Stripe, Zuora and PayPal. Each is compared below on its stated best fit, starting price and Lister Score.
How to choose an alternative to 2Checkout (Verifone)
Start from what you need it for. Where each fits best, as Lister records it:
- Stripe: Online businesses and developers
- Zuora: Enterprise companies with complex subscription models and revenue recognition requirements
- PayPal: Small businesses and freelancers
- Stripe Billing: SaaS companies and businesses with subscription models or complex recurring billing
- Chargebee: Scaling SaaS businesses
- Square: Brick-and-mortar retail and hospitality
- Adyen: Large enterprises with international reach
- Recurly: Enterprise subscription brands
- Paddle: Global software sellers
- Worldpay: Omnichannel retail and large enterprises
Free to start, by their stated pricing: Stripe Billing.
Stated starting prices: Chargebee ($249/month).
Custom or quote-based pricing: Zuora, Adyen, Recurly, Paddle and Worldpay.
Each Lister Score is the alternative's score on the ranking named in its row, so compare scores within one ranking rather than across rankings. How the score is made.
Each alternative in brief
01
Financial infrastructure for the internet
#1 in Top 10 Payment Processors: Stripe provides a comprehensive suite of payment processing tools including payment acceptance, invoicing, subscription management, and advanced developer APIs. It supports 135+ currencies and is used by millions of businesses globally.
PROS- Highly customisable API
- Supports global payment methods
CONS- Can be complex for beginners
95.0
02
Enterprise subscription management and billing platform
#1 in Top 10 Subscription Management: Zuora is the market leader in subscription management, serving Fortune 500 companies with sophisticated recurring revenue operations. It handles complex billing scenarios, revenue recognition, and subscription analytics at enterprise scale.
PROS- Handles extremely complex billing logic and multi-currency, multi-country scenarios
- Advanced revenue recognition and financial reporting compliance built-in
CONS- High setup and implementation costs requiring significant IT involvement
- Steep learning curve with overwhelming feature set for small businesses
95.0
03
The safer, easier way to pay online
#2 in Top 10 Payment Processors: PayPal offers payment processing, invoicing, and business solutions for online merchants. It provides both standalone payment acceptance and integrated solutions, with buyer protection and seller tools.
PROS- Widely trusted by consumers
- Easy setup process
CONS- Account freezes can happen unexpectedly
92.7
04
Revenue operations platform for subscription and recurring billing
#2 in Top 10 Subscription Management: Stripe Billing is a comprehensive recurring billing solution built on Stripe's robust payments infrastructure. It offers deep customisation and works seamlessly with Stripe's broader ecosystem.
PROS- Designed specifically for subscription and recurring revenue
- Flexible pricing models and billing cycles
- Excellent API documentation for developers
CONS- Not ideal for simple one-time invoicing
- Requires more technical integration compared to traditional tools
92.7
05
Scale your recurring revenue business
#3 in Top 10 Subscription Management: Chargebee provides subscription management, billing, invoicing, and revenue recognition features designed specifically for SaaS and subscription companies. It offers strong automation and integration capabilities.
PROS- Robust dunning management
- Advanced revenue recognition
CONS- Steep learning curve for setup
90.3
06
Make every sale count
#3 in Top 10 Payment Processors: Square provides point-of-sale systems, payment processing, and business management tools tailored for physical retail, restaurants, and service providers. It offers both card readers and integrated software.
PROS- Great free POS software
- Transparent pricing
CONS- Customer support can be difficult to reach
90.3
07
Engineered for ambition
#4 in Top 10 Payment Processors: Adyen is a global payments company offering omnichannel payment solutions including online, in-store, and mobile payments. It serves large enterprises with high transaction volumes and operates its own payment processing infrastructure.
PROS- Direct connection to card schemes
- Advanced fraud protection
CONS- Not suitable for very small businesses
88.0
08
Subscription management made simple
#4 in Top 10 Subscription Management: Recurly specialises in recurring billing with strong fraud protection and integration with major payment processors. It is particularly valued in media and subscription content sectors.
PROS- Advanced machine learning churn tools
- Strong enterprise security
CONS- Pricing is not transparent publicly
88.0
09
The complete payments platform for B2B SaaS
#5 in Top 10 Subscription Management: Paddle combines subscription billing with Merchant of Record services, handling tax compliance, payment processing, and subscription management for software companies. It simplifies regulatory complexity.
PROS- Handles global VAT and sales tax
- Combines billing and checkout
CONS- Higher transaction fees than pure gateways
85.7
10
Powering commerce worldwide
#5 in Top 10 Payment Processors: Worldpay provides payment processing, fraud prevention, and omnichannel payment solutions for businesses globally. It offers both hosted solutions and integrated merchant services.
PROS- Strong global acquiring capabilities
- Dedicated account management
CONS- Contract terms can be rigid
85.7