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YNAB

Gain total control of your money

A zero-based budgeting application based on four strict rules designed to help users break the paycheck to paycheck cycle.

Pricing from$99.00 per year
Best forIntentional zero-based budgeting
Websitewww.ynab.com

Strengths and trade-offs

  • Transformative methodology for managing debt and saving
  • Extensive educational resources and live workshops
  • Steep learning curve for new users
  • Higher upfront annual cost than competitors

Appears in

Alternatives to YNAB

Mint
Free automated expense tracking with AI-driven insights
#2 in Top 10 Budget Planning Software92.7
Quicken
Desktop and cloud-based personal financial management suite
#3 in Top 10 Budget Planning Software90.3
EveryDollar
Create a budget that works
#4 in Top 10 Budget Planning Software88.0
YNAB Lite (built-in smartphone wallets)
Google Wallet and Apple Wallet integration for lightweight tracking
#5 in Top 10 Budget Planning Software85.7
GnuCash
Open-source personal finance and small business accounting
#6 in Top 10 Budget Planning Software83.3
Personal Capital
Empowering financial confidence
#7 in Top 10 Budget Planning Software81.0

Questions about YNAB

How much does YNAB cost?

Lister lists YNAB's pricing as: $99.00 per year.

Who is YNAB best for?

YNAB is best for intentional zero-based budgeting.

Where does YNAB rank?

YNAB is ranked #1 in Top 10 Budget Planning Software (Lister Score 95.0), #1 in Top 10 Expense Tracking Apps (Lister Score 95.0), #3 in Top 10 AI Debt-Management Apps (Lister Score 90.3) and #8 in Top 10 AI Financial-Planning Apps (Lister Score 78.7).

What are the best alternatives to YNAB?

The closest alternatives on Lister are Mint (#2 in Top 10 Budget Planning Software), Quicken (#3 in Top 10 Budget Planning Software) and EveryDollar (#4 in Top 10 Budget Planning Software).

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