Mercury provides online business banking for startups and scaling companies. It introduces AI-powered payroll built directly into the platform.
At a glance
| Best for | Startups and small businesses |
From Mercury's own website.
Company facts
| Founded | 2017 |
| Social profiles | LinkedIn, X, Facebook, Instagram, YouTube, TikTok |
Facilities and features
Its website also mentions:
- Published pricing
- API
- Integrations
What stands out
The product offers free checking and savings accounts with zero minimums.
“Apply for free checking and savings accounts with zero minimums,”Mercury, own website
The product allows users to apply online in just ten minutes.
“Free checking and savings accounts — no in-person visits or paperwork.”Mercury, own website
How it ranks
Mercury is ranked 8th of 10 in Best Fintech Startups (Lister Score 88.0).
#8 in Best Fintech Startups · Lister Score 88.0
Mercury, founded in 2017 in San Francisco, offers business banking, cards, bill pay and spend tools for startups and small businesses through partner banks. In May 2026 it raised a $200 million Series D at a $5.2 billion valuation, after conditional approval for a national bank charter.
Mercury says it has more than 300,000 customers, including one in three American startups..
| Rank | Best Fintech Startups | Score |
|---|---|---|
| 1 | Revolut | 96.9 |
| 2 | Ramp | 95.7 |
| 3 | Kalshi | 94.4 |
| 4 | Airwallex | 93.2 |
| 5 | Polymarket | 91.9 |
| 6 | Plaid | 90.6 |
| 7 | Bilt Rewards | 89.3 |
| 8 | Mercury | 88.0 |
| 9 | Pennylane | 86.7 |
| 10 | Tide | 85.4 |
Frequently asked questions
How does Mercury rank on Lister?
Mercury is ranked 8th of 10 in Best Fintech Startups (Lister Score 88.0).
Appears in
- #3 in Treasury management software for startups · Software
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