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Monzo

Mobile-first banking with transaction-level control

RANKED #6 · TOP 10 EXPENSE TRACKING APPSLISTERSCORE 83.3

Monzo is a UK digital bank offering expense tracking through detailed transaction feeds and intelligent categorisation. Features include instant notifications for every transaction, spending insights and budgeting tools integrated into the mobile banking experience.

Pricing from	Free
Best for	Mobile-first users who prefer their bank to do expense tracking
Website	www.monzo.com

Strengths and trade-offs

Exceptional mobile experience with instant transaction notifications
Free current account with no monthly fees or minimum balance

Expense tracking relies on having Monzo as your main account
Limited for users with multiple banks wanting consolidated tracking

Appears in

SAAS

Top 10 Expense Tracking Apps

YNAB95.02

PocketGuard92.73

Emma90.3RANKINGfull ranking →

Alternatives to Monzo

YNAB Gain total control of your money	#1 in Top 10 Expense Tracking Apps	95.0
PocketGuard Take control of your personal finances	#2 in Top 10 Expense Tracking Apps	92.7
Emma	#3 in Top 10 Expense Tracking Apps	90.3
Money Dashboard Multi-account aggregation with spending intelligence	#4 in Top 10 Expense Tracking Apps	88.0
Starling Bank Digital banking with intelligent spending insights	#5 in Top 10 Expense Tracking Apps	85.7
Wave Financial tools built for small business	#7 in Top 10 Expense Tracking Apps	81.0

Questions about Monzo

How much does Monzo cost?

Lister lists Monzo's pricing as: Free.

Is Monzo free?

Yes. Its pricing reads: Free.

Who is Monzo best for?

Monzo is best for mobile-first users who prefer their bank to do expense tracking.

Where does Monzo rank?

Monzo is ranked #6 in Top 10 Expense Tracking Apps (Lister Score 83.3).

What are the best alternatives to Monzo?

The closest alternatives on Lister are YNAB (#1 in Top 10 Expense Tracking Apps), PocketGuard (#2 in Top 10 Expense Tracking Apps) and Emma (#3 in Top 10 Expense Tracking Apps).

Is this your company?

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